TFS Billpay

TFS Billpay allows you to make electronic payments for your case in a variety of methods.  Tax refunds, settlements and other lump sums can be transmitted directly to our bank from yours.  Safe, easy and low cost!

With a court order you can also make your regular plan payments electronically.  Please see the information below for more details:

• How to sign up for TFS Billpay
• TFS MoneyGram – make payments from a MoneyGram location!

See the Forms Page for the Stipulation Excusing Third Party Payment Order.

Please Note:

• Payments made via TFS will post to the Trustee’s system after a 5 business day hold by TFS.
• Payments returned for any reason (NSF, etc.) within the 5 business day hold will NOT post to the Trustee’s system.
• TFS guarantees all payments once they are posted to the Trustee’s system.
• Funds received via TFS will not be subject to any holds by the Trustee and are available for immediate disbursement.
• A nominal fee is charged by TFS for online payments.

If you have any additional questions, please feel free to contact TFS at 1-800-729-2413 or Staci McWilliams at 248-359-3691.

Financial Services Institutions and ACH

• It has come to our attention that many debtors are turning to newer financial institutions after the closure of their traditional bank accounts.  Chime.com is one such example, though there are others.  These accounts are not true savings or checking accounts.
• Chime is a financial technology firm which offers banking services, not an actual bank. Chime is covered by FDIC and is safe. However, in the fine print (which no one reads!) most of these services specify that they cannot be used for ACH transactions.
• As a result, these financial services institutions are declining transactions processed through TFS.
• A handful of these services (including some Meta and Greendot accounts) do allow ACH transactions.
• During TFS enrollment, and when a user updates their banking information, there is verbiage instructing the user to use only a checking or savings account.  TFS is in the process of implementing additional alternative payment methods.
• Debtor Attorneys should familiarize themselves with these new institutions and their limitations before advising their clients to use TFS – or setting up a direct ACH with our office.  Using these services could result in an adverse impact on their case.