I need to borrow money for a major repair or emergency. How do I do that?

If you need to borrow over $2,000 to replace a furnace, old vehicle, leaking roof etc, you must get court approval. If you want to purchase a home while in Chapter 13 you must get court approval. If the debt is reasonable the Judge will usually not turn down your request. To make the process faster please provide estimates or information relative to the debt you wish to incur. This applies to all cases, even if you are in a 100% Plan.  Please contact your attorney to start the process.