What are the benefits of filing a Chapter 7 versus a Chapter 13?

The benefits of a Chapter 7 and Chapter 13 are totally different for each person, depending on their individual circumstances.  Each case is different and the benefits of a Chapter 7 or a Chapter 13 should be discussed with your attorney. The advantages of one chapter over another differ from person to person and requires the advice of a professional. We are prohibited by law from providing legal advice.